Well, keeping your money in one large chunk is more or less illegal, considering that if you do, you have to pay INSANE taxes, which will render you as poor as any normal mortal in a pretty short amount of time. So of course you have to keep your money in circulation and "avoid" (that sounds like something that's bad to do, lol) taxes.
Keeping money in circulation is what the world is about, kinda, heh.
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